Minerva is an expert and agile management consultancy that helps fintech, payments, ecommerce and cryptocurrency businesses to grow and prosper.

We bring ideas and knowledge into organisations and we help them to discover and use their own knowledge and assets in new ways. We create opportunities, solve problems and guide our clients on how to operate effectively and safely in a fiercely competitive and dynamic market.

We pride ourselves most on bringing the unexpected to our clients' attention.

What we do

We offer our clients a broader view founded on experience, expertise and strategic know-how. We don’t deliver off-the-shelf solutions: we have experience and judgement and we are good listeners.

Our consultancy focuses on six key areas of activity:

Strategic Planning

Organisational Development

Risk & Regulatory Compliance

International Card Payments

Visa & Mastercard Audits and Online On-site Reviews

Leadership Development & Coaching

Minerva is an approved vendor for Visa's Global Acquirer Risk Standards (GARS) program.

Minerva Academy delivers training courses on international payments, including AML, compliance, risk, underwriting, chargebacks and business models. We work with companies who wish to build in-house capability and knowledge, tailoring courses to the specific needs of their staff.

The payments industry is in a period of rapid change and our courses keep pace with this, providing the latest information and insights into industry developments and best practice. Courses are delivered by the Minerva team so participants learn directly from industry experts.

Whether working with a fintech start-up seeking to enter the market, an established payments acquirer needing to build capability and resilience, or a dynamic ecommerce merchant preparing for an on-site audit, we create value through collaboration and partnership.

What our clients say

Our team

Michael Burtscher

Michael is Minerva’s founder and is an expert in international payments. He works with clients across Europe, North America and the Middle East, providing advice and guidance to CEOs and senior teams of fintech, payments, ecommerce and cryptocurrency businesses.

Michael is adept at resolving issues relating to risk and compliance. He also advises companies on how to improve their risk management processes while supporting innovation and growth. His approach is both strategic and pragmatic, balancing the long view with the immediate practical and operational needs of an organisation.

In addition to leading Minerva, Michael is a board member of a number of fintech companies, advising on strategy.

Stanley Skoglund

Stanley is Minerva’s co-founder. He is a recognised leader in the global payments industry and has held senior and board roles in several European and US financial services companies, most recently as Senior Vice President of Payment System & Enterprise Risk at Visa Europe.

Stanley consults for start-ups, blue chip companies and public sector organisations in Europe and the US, leading executive coaching and capability building initiatives as well as advising on commercial and risk strategy in acquiring and payments, change programmes, organisational culture, and communication and operating models.

Stanley is an executive board member of the European Women Payments Network. He is also a non-executive director of a number of payment companies and a UK charity.

Dagmar Björnsdóttir

Dagmar is a payments specialist with particular expertise in underwriting and compliance. She advises clients on operational matters and works closely with in-house teams to build capabilty and knowledge through training and day-to-day support. Drawing on a detailed knowledge of Visa and MasterCard operating regulations and expertise in operational management, Dagmar helps clients to implement changes that have a lasting impact on their businesses.

Dagmar is the country ambassador for Malta and a mentor for the European Women in Payments Network. Having risen through the ranks in the payments industry she passionately believes in supporting the next generation of women to realise their full potential.

Contact us

Please get in touch with us by phone, by email or using our contact form.
We would be delighted to hear from you.

+44 (0)7501 501829 (Michael Burtscher)

For enquiries relating to Minerva Academy please contact Dagmar Björnsdóttir

+356 9975 8713 (Dagmar Björnsdóttir)

To keep up to date with Minerva please follow us on

Thank you, we will be in touch shortly

Minerva Oxford

3 Kings Meadow, Osney Mead
Oxford OX2 0DP, United Kingdom
+44 (0)7501 501829
Go to map

Minerva Malta

215 Old Bakery Street
Valletta, VLT 1451, Malta
+356 9991 1413
Go to map