Minerva is an expert and agile management consultancy that helps fintech, payments, ecommerce and cryptocurrency businesses to grow and prosper.

We bring ideas and knowledge into organisations and we help them to discover and use their own knowledge and assets in new ways. We create opportunities, solve problems and guide our clients on how to operate effectively and safely in a fiercely competitive and dynamic market.

We pride ourselves most on bringing the unexpected to our clients' attention.

What we do

We offer our clients a broader view founded on experience, expertise and strategic know-how. We don’t deliver off-the-shelf solutions: we have experience and judgement and we are good listeners.

Our consultancy focuses on six key areas of activity:

Strategic Planning

Organisational Development

Risk & Regulatory Compliance

International Card Payments

Visa & Mastercard Audits and Online On-site Reviews

Leadership Development & Coaching

Minerva is an approved vendor for Visa's Global Acquirer Risk Standards (GARS) program.

Bespoke training

In addition to working with our clients on long and short-term consultancy projects, we also help to build in-house capability and knowledge by providing bespoke training for senior executives and managers. This extends from high-level leadership development and coaching for C-suite executives, to operations-focused training on international payments including compliance, risk, underwriting, chargebacks, registrations and business models.

Whether working with a fintech start-up seeking to enter the market, an established payments acquirer needing to build capability and resilience, or a dynamic ecommerce merchant preparing for an on-site audit, we create value through collaboration and partnership.

What our clients say

Our team

Michael Burtscher

Michael is Minerva’s founder and is an expert in international payments. He works with clients across Europe, North America and the Middle East, providing advice and guidance to CEOs and senior teams of fintech, payments, ecommerce and cryptocurrency businesses.

Michael is adept at resolving issues relating to risk and compliance. He also advises companies on how to improve their risk management processes while supporting innovation and growth. His approach is both strategic and pragmatic, balancing the long view with the immediate practical and operational needs of an organisation.

In addition to leading Minerva, Michael is a board member of a number of fintech companies, advising on strategy.

Stanley Skoglund

Stanley is Minerva’s co-founder. He is a recognised leader in the global payments industry and has held senior and board roles in several European and US financial services companies, most recently as Senior Vice President of Payment System & Enterprise Risk at Visa Europe.

Stanley consults for start-ups, blue chip companies and public sector organisations in Europe and the US, leading executive coaching and capability building initiatives as well as advising on commercial and risk strategy in acquiring and payments, change programmes, organisational culture, and communication and operating models.

Stanley is a non-executive director of a number of payment companies and a UK charity.

Dagmar Björnsdóttir

Dagmar is a payments specialist with particular expertise in underwriting and compliance. She advises clients on operational matters and works closely with in-house teams to build capabilty and knowledge through training and day-to-day support. Drawing on a detailed knowledge of Visa and MasterCard operating regulations and expertise in operational management, Dagmar helps clients to implement changes that have a lasting impact on their businesses.

Dagmar is the country ambassador for Malta and a mentor for the European Women in Payments Network. Having risen through the ranks in the payments industry she passionately believes in supporting the next generation of women to realise their full potential.

Contact us

Please get in touch with us by phone, by email or using our contact form.
We would be delighted to hear from you.

+44 (0)7501 501829 (Michael Burtscher)

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Minerva Oxford

3 Kings Meadow, Osney Mead
Oxford OX2 0DP, United Kingdom
+44 (0)7501 501829
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Minerva Malta

299 Two Gate Street
Senglea ISL1209, Malta
+356 9991 1413
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