Minerva is an expert and agile management consultancy that helps fintech, payments, ecommerce and cryptocurrency businesses to grow and prosper.

We bring ideas and knowledge into organisations and we help them to discover and use their own knowledge and assets in new ways. We create opportunities, solve problems and guide our clients on how to operate effectively and safely in a fiercely competitive and dynamic market.

We pride ourselves most on bringing the unexpected to our clients’ attention.

Minerva was founded in 2015 by Michael Burtscher and Stanley Skoglund. Michael has continued as Managing Director while Stanley now maintains an advisory role as Non-Executive Director. 

What we do

We offer our clients a broader view founded on experience, expertise and strategic know-how. We don’t deliver off-the-shelf solutions: we have experience and judgement and we are good listeners.

Our consultancy focuses on six key areas of activity:

Strategic Planning

International Card Payments

Organisational Development

Visa & Mastercard Audits and Online On-site Reviews

Risk & Regulatory Compliance

Leadership Development & Coaching

Minerva is an approved vendor for Visa’s Global Acquirer Risk Standards (GARS) program.

Minerva Academy delivers training courses on international payments, including AML, compliance, risk, underwriting, chargebacks and business models. We work with companies who wish to build in-house capability and knowledge, tailoring courses to the specific needs of their staff.

The payments industry is in a period of rapid change and our courses keep pace with this, providing the latest information and insights into industry developments and best practice. Courses are delivered by the Minerva team so participants learn directly from industry experts.

Whether working with a fintech start-up seeking to enter the market, an established payments acquirer needing to build capability and resilience, or a dynamic ecommerce merchant preparing for an on-site audit, we create value through collaboration and partnership.

Our clients

Our team

Michael Burtscher

Founder & Managing Director

Michael is Minerva’s founder and is an expert in international payments. He provides guidance to CEOs and senior teams of fintech, payments, ecommerce and cryptocurrency businesses in Europe and the US, drawing on over a decade’s experience working with acquirers, PSPs, e-money issuers and Visa Europe.

Michael is adept at resolving issues relating to risk and compliance. He also has particular expertise in developing risk management processes which support innovation and growth. His approach is both strategic and pragmatic, balancing the long view with the immediate practical and operational needs of an organisation.

Michael has held regulated roles at a number of companies in the UK, notably as European Money Laundering Reporting Officer (MLRO) for Coinbase where he was also part of the team that launched the Coinbase Visa Card, the world’s first crypto debit card.

Dagmar Björnsdottir

Senior Payments Consultant

Dagmar is a payments specialist with particular expertise in underwriting and compliance. She advises clients on operational matters and works closely with in-house teams to build capability and knowledge through training and day-to-day support. Drawing on a detailed knowledge of Visa and MasterCard operating regulations and expertise in operational management, Dagmar helps clients to implement changes that have a lasting impact on their businesses.

Dagmar is engaged in a number of projects with the European Women in Payments Network, having previously been the EWPN Country Ambassador for Malta. Having risen through the ranks in the payments industry she passionately believes in supporting the next generation of women to realise their full potential.

Contact us

Please get in touch with us by phone, by email or using our contact form.
We would be delighted to hear from you.


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Minerva UK

3 Kings Meadow, Osney Mead
Oxford OX2 0DP, United Kingdom
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Minerva Advisors Ireland Ltd is a company registered in Ireland with company number 638543. Registered office address: 5 Eden Gate Centre, Delgany, Co. Wicklow, A63 XK13, Ireland
Minerva Ireland

5 Eden Gate Centre
Delgany, Co. Wicklow, Ireland
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